Loading…
Solutions
Chit-funds, weekly loans, and daily collections operate on wildly different cadences. NexFix unifies them under a single atomic ledger, so your books never drift apart.
Full lifecycle management for group chit schemes — auction cycles, bid discounts, dividend distribution, and default tracking, all reconciled automatically per group.
Weekly disbursal and recovery scheduling built for field agents, with configurable grace periods and route-optimized collection lists.
High-frequency daily micro-repayment tracking with atomic FIFO allocation, so every rupee lands against the oldest open installment first.
Platform Capabilities
Every payment is allocated against the oldest pending installment first, with deterministic ordering and zero manual reconciliation across schemes.
One unified rules engine drives Chit-Funds, Weekly Loans, and Daily Collections, with per-tenant configuration for interest, penalties, and cycles.
Geographic collection routes and member groups with branch-level data isolation and granular role-based access for agents, supervisors, and admins.
Every ledger mutation is captured in an immutable audit trail, with real-time dashboards and automated digital receipts for every transaction.
Multi-branch, multi-tenant architecture keeps each region's books, staff, and members cleanly partitioned while rolling up to head-office reporting.
Daily agent cash-up, bank deposit matching, and variance flags — closed out in minutes instead of end-of-day spreadsheet chases.